Holding bitcoin long costs about $41.03 a night per 1 coin ($4.10 per 0.10 coin); a short costs about $41.03 a night per 1 coin. Bought as coins there is no swap at all; these are the figures for a crypto CFD, which charges every night. A week held long costs about $287 per 1 coin. These are estimates from central bank rates as of 20 Oct 2026; your broker’s figure always wins.
| Side | A year | 1 coin, a night | 0.10 coin, a night | A week |
|---|---|---|---|---|
| Long | −18.00% | −$41.03 | −$4.10 | −$287 |
| Short | −18.00% | −$41.03 | −$4.10 | −$287 |
1 coin; at a reference price of about 83,191 that is about $83,191 held. A night is that amount times the yearly rate, divided by 365.
Bought as coins there is nothing to finance. A crypto CFD charges about 18% a year on both sides, every night including weekends.
| Held for | Long, 1 coin | Short, 1 coin |
|---|---|---|
| One week | −$287 | −$287 |
| Two weeks | −$574 | −$574 |
| Four weeks | −$1,149 | −$1,149 |
Over a two-week swing the swap is usually small next to the trade’s risk, but on a large position or a long hold it adds up. The swap fee calculator works it out at your own size and for any number of nights, and the position size calculator gives that size from your risk.
Hold a leveraged position past 5 pm New York time and the broker books a swap: one night of interest on the full value of the position, not just the margin. Close before 5 pm and there is none. A crypto CFD charges all seven nights, so there is no triple day and a week is seven nights.
Your broker’s own figure always wins. Brokers set their own markup and change swaps weekly, so the figures here can be a few dollars either way on a lot.
An estimate from central bank policy rates. It assumes a broker markup of 1% a year on forex and metals and 2.5% on index, oil and stock CFDs, a lease allowance of 0.5% on gold and 0.75% on silver, and 18% a year on crypto CFDs. These are typical figures, not any one broker’s.
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Get this week’s setupsNegative on both sides on today’s rates: a long costs about $41.03 a night per 1 coin and a short about $41.03.
No. A crypto CFD charges every night, weekends included, so there is no triple day. Bought as coins there is no swap at all.
Buy the coin itself rather than a CFD, or close the CFD before the daily rollover. A swap-free account usually swaps the interest for a fee.
Brokers add their own markup, quote swaps in points rather than money, and update them weekly. This page uses a typical markup on the central bank rates, so treat it as an estimate and read the exact figure in your platform.